/* Kemp Advisory Group — Services & Pricing (shares tokens with the home page) */
:root{--navy:#0B1F3A;--navy-2:#13294A;--gold:#C9993A;--gold-light:#E8C06A;--cream:#FAF8F3;--white:#FFFFFF;--text:#1A1A1A;--muted:#5E5E5E;--border:rgba(11,31,58,.10);--shadow:0 1px 2px rgba(11,31,58,.04),0 8px 24px rgba(11,31,58,.06)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:88px}
body{font-family:"DM Sans",sans-serif;color:var(--text);background:var(--white);line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.serif{font-family:"Cormorant Garamond",serif}
.skip-link{position:absolute;left:-9999px;top:0;z-index:2000;background:var(--gold);color:var(--navy);padding:10px 16px;font-size:13px;font-weight:600;border-radius:2px;text-decoration:none}
.skip-link:focus{left:12px;top:12px}
:focus-visible{outline:2px solid var(--gold);outline-offset:2px}

/* NAV (matches home) */
nav{position:fixed;top:0;left:0;right:0;z-index:999;background:rgba(11,31,58,.98);backdrop-filter:blur(16px);display:flex;align-items:center;justify-content:space-between;padding:0 5rem;height:72px;border-bottom:1px solid rgba(201,153,58,.25)}
.nav-logo{display:flex;align-items:center;gap:14px;text-decoration:none}
.nav-logo img{width:48px;height:48px;border-radius:50%;object-fit:cover}
.nav-name{font-family:"Cormorant Garamond",serif;font-weight:600;font-size:17px;color:#fff;letter-spacing:.5px}
.nav-sub{font-size:9px;color:var(--gold-light);letter-spacing:3px;text-transform:uppercase;margin-top:2px}
.nav-links{display:flex;gap:2.25rem;align-items:center}
.nav-links a{color:rgba(255,255,255,.75);text-decoration:none;font-size:13px;letter-spacing:.3px;transition:color .2s}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--gold)}
.nav-btn{background:var(--gold)!important;color:var(--navy)!important;padding:9px 22px;border-radius:3px;font-weight:600!important}
.nav-btn:hover{background:var(--gold-light)!important}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:10px;flex-direction:column;gap:5px;margin-left:auto}
.nav-toggle span{display:block;width:22px;height:1.5px;background:rgba(255,255,255,.85);transition:.25s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(6.5px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg)}

/* TYPE + LAYOUT */
.wrap{max-width:1240px;margin:0 auto;padding:0 5rem}
section{padding:96px 0}
.s-label{font-size:10px;letter-spacing:4px;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:1rem}
.s-title{font-family:"Cormorant Garamond",serif;font-size:clamp(32px,3.5vw,48px);font-weight:400;line-height:1.15;color:var(--navy);margin-bottom:1.25rem}
.s-body{font-size:15px;line-height:1.85;color:var(--muted)}
.gold-rule{width:48px;height:2px;background:var(--gold);margin:1.25rem 0}
.center{text-align:center}.center .gold-rule{margin-left:auto;margin-right:auto}
.lede{max-width:720px}
.bg-cream{background:var(--cream)}.bg-navy{background:var(--navy)}

/* BUTTONS — hierarchy: primary (gold/navy fill) > secondary (outline) > tertiary (text link) > assistance (quiet link) */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:"DM Sans",sans-serif;font-size:13px;font-weight:600;letter-spacing:.4px;padding:12px 24px;border-radius:3px;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:all .2s;line-height:1.2;white-space:nowrap}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:#16325a}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-light)}
.btn-outline{background:transparent;color:var(--navy);border-color:rgba(11,31,58,.25)}
.btn-outline:hover{border-color:var(--navy)}
.on-dark .btn-outline,.btn-outline.light{color:rgba(255,255,255,.85);border-color:rgba(255,255,255,.25)}
.on-dark .btn-outline:hover,.btn-outline.light:hover{border-color:var(--gold);color:var(--gold)}
.btn-text{font-size:13px;font-weight:600;color:var(--navy);text-decoration:none;border-bottom:1px solid var(--gold);padding-bottom:2px}
.btn-text:hover{color:var(--gold)}
.on-dark .btn-text{color:#fff}
.assist-link{font-size:12.5px;color:var(--muted);text-decoration:underline;text-decoration-color:rgba(201,153,58,.6);text-underline-offset:3px}
.assist-link:hover{color:var(--navy)}
.btn-sm{padding:10px 18px;font-size:12.5px}

/* PAGE HERO */
.phero{background:var(--navy);color:#fff;padding:150px 0 84px;position:relative;overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 700px 420px at 80% 30%,rgba(201,153,58,.09),transparent)}
.phero .wrap{position:relative}
.phero .s-label{color:var(--gold)}
.phero h1{font-family:"Cormorant Garamond",serif;font-weight:300;font-size:clamp(40px,5.2vw,66px);line-height:1.06;margin-bottom:1.25rem;max-width:820px}
.phero h1 em{font-style:normal;color:var(--gold)}
.phero p{color:rgba(255,255,255,.66);font-size:16px;max-width:640px;line-height:1.8}
.phero-actions{display:flex;gap:1rem;align-items:center;flex-wrap:wrap;margin-top:2.25rem}
.trust{display:flex;flex-wrap:wrap;gap:.6rem 0;margin-top:3rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.1)}
.trust span{font-size:11.5px;letter-spacing:1.5px;text-transform:uppercase;color:rgba(255,255,255,.62);padding:0 1.25rem;border-left:1px solid rgba(201,153,58,.35)}
.trust span:first-child{padding-left:0;border-left:0}
.trust.dark span{color:var(--navy);border-color:rgba(201,153,58,.5)}

/* IMAGE SLOTS — drop a licensed photo at the path in data-img; the branded art shows until then */
.media{position:relative;background-color:var(--navy);background-size:cover;background-position:center;overflow:hidden}
.media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,31,58,0) 45%,rgba(11,31,58,.35))}
.media .art{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:rgba(232,192,106,.55)}
.media.has-photo .art{display:none}
.media .art svg{width:22%;max-width:84px;height:auto;stroke-width:1}
.art-bg{background-image:radial-gradient(circle at 18% 20%,rgba(201,153,58,.22),transparent 42%),radial-gradient(circle at 85% 90%,rgba(232,192,106,.12),transparent 40%),repeating-linear-gradient(135deg,rgba(255,255,255,.035) 0 1px,transparent 1px 22px),linear-gradient(135deg,#0B1F3A,#163259)}

/* CATEGORY OVERVIEW */
.cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem}
.cat-tile{background:#fff;border:1px solid var(--border);border-radius:4px;text-decoration:none;color:inherit;overflow:hidden;transition:box-shadow .25s,transform .25s;display:flex;flex-direction:column}
.cat-tile:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.cat-tile .media{aspect-ratio:16/9}
.cat-tile-body{padding:1.5rem 1.6rem 1.7rem;display:flex;flex-direction:column;flex:1}
.cat-num{font-family:"Cormorant Garamond",serif;color:var(--gold);font-size:15px;margin-bottom:.25rem}
.cat-tile h3{font-family:"Cormorant Garamond",serif;font-weight:500;font-size:24px;line-height:1.2;color:var(--navy);margin-bottom:.5rem}
.cat-tile p{font-size:14px;color:var(--muted);line-height:1.65;flex:1}
.cat-tile .more{margin-top:1.1rem;font-size:12px;letter-spacing:1.5px;text-transform:uppercase;font-weight:600;color:var(--navy)}
.cat-tile .more::after{content:" →";color:var(--gold)}

/* FEATURED */
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.75rem;margin-top:3rem}
.feat{background:#fff;border:1px solid var(--border);border-radius:4px;overflow:hidden;display:flex;flex-direction:column}
.feat .media{aspect-ratio:3/2}
.feat-body{padding:1.6rem 1.6rem 1.75rem;display:flex;flex-direction:column;flex:1}
.feat .eyebrow{font-size:9.5px;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:.45rem}
.feat h3{font-family:"Cormorant Garamond",serif;font-weight:500;font-size:25px;line-height:1.2;color:var(--navy);margin-bottom:.55rem}
.feat p{font-size:14px;color:var(--muted);line-height:1.65;flex:1}
.price{font-size:13.5px;color:var(--navy);font-weight:600;margin:1.1rem 0 1.15rem;letter-spacing:.2px}
.price small{display:block;font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:1px}
.card-actions{display:flex;gap:.6rem;flex-wrap:wrap}
.card-actions .btn{flex:1}

/* FILTERS */
.filters{position:sticky;top:72px;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.filters .wrap{display:flex;gap:.5rem;align-items:center;overflow-x:auto;padding-top:14px;padding-bottom:14px;scrollbar-width:none}
.filters .wrap::-webkit-scrollbar{display:none}
.filters .lbl{font-size:10px;letter-spacing:2.5px;text-transform:uppercase;color:var(--muted);font-weight:600;margin-right:.5rem;white-space:nowrap}
.chip{border:1px solid rgba(11,31,58,.16);background:#fff;color:var(--navy);font-family:"DM Sans",sans-serif;font-size:12.5px;padding:7px 14px;border-radius:40px;cursor:pointer;white-space:nowrap;transition:all .15s}
.chip:hover{border-color:var(--navy)}
.chip[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.chip.sep{margin-left:.5rem}
.filter-empty{display:none;padding:3rem 0;text-align:center;color:var(--muted)}

/* CATEGORY SECTIONS */
.cat-sec{padding:84px 0 24px}
.cat-banner{display:grid;grid-template-columns:1fr 1.05fr;border-radius:4px;overflow:hidden;background:var(--navy);margin-bottom:2.25rem}
.cat-banner .media{min-height:260px}
.cat-banner-body{padding:2.6rem 2.8rem;color:#fff;display:flex;flex-direction:column;justify-content:center}
.cat-banner-body .s-label{margin-bottom:.6rem}
.cat-banner-body h2{font-family:"Cormorant Garamond",serif;font-weight:400;font-size:clamp(28px,3vw,38px);line-height:1.15;margin-bottom:.8rem}
.cat-banner-body p{font-size:14.5px;color:rgba(255,255,255,.66);line-height:1.8}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.svc-card{background:#fff;border:1px solid var(--border);border-radius:4px;padding:1.6rem 1.6rem 1.5rem;display:flex;flex-direction:column;transition:box-shadow .25s,border-color .25s}
.svc-card:hover{box-shadow:var(--shadow);border-color:rgba(11,31,58,.16)}
.svc-top{display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;margin-bottom:1rem}
.ico{width:42px;height:42px;border-radius:50%;background:var(--cream);border:1px solid rgba(201,153,58,.35);display:flex;align-items:center;justify-content:center;color:var(--gold);flex-shrink:0}
.ico svg{width:19px;height:19px}
.badge{display:inline-flex;align-items:center;gap:5px;font-size:9.5px;letter-spacing:1.4px;text-transform:uppercase;font-weight:700;color:#7A5A16;background:rgba(201,153,58,.10);border:1px solid rgba(201,153,58,.28);padding:4px 9px;border-radius:30px;white-space:nowrap}
.svc-card .eyebrow{font-size:9.5px;letter-spacing:2.2px;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:.35rem}
.svc-card h3{font-size:16.5px;font-weight:600;color:var(--navy);line-height:1.35;margin-bottom:.45rem}
.svc-card p{font-size:13.5px;color:var(--muted);line-height:1.65;flex:1}
.svc-card .price{margin:1rem 0 1.1rem;padding-top:1rem;border-top:1px solid var(--border)}
.svc-card[hidden]{display:none}
.cat-foot{margin-top:1.75rem}
.gov-strip{display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem 0;background:var(--cream);border:1px solid rgba(201,153,58,.25);border-radius:4px;padding:1.1rem 1rem}
.gov-strip span{font-size:11.5px;letter-spacing:1.6px;text-transform:uppercase;color:var(--navy);font-weight:600;padding:0 1.25rem;border-left:1px solid rgba(201,153,58,.5)}
.gov-strip span:first-child{border-left:0}
.cat-note{font-size:12.5px;color:var(--muted);line-height:1.7;margin-top:1rem;max-width:900px}
.gov-alt{font-size:12.5px;color:var(--muted);margin-top:1rem}

/* GET STARTED */
.gs-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:2.75rem}
.gs{background:#fff;border:1px solid var(--border);border-radius:4px;padding:1.3rem 1.3rem 1.2rem;text-decoration:none;color:inherit;display:flex;flex-direction:column;gap:.75rem;transition:box-shadow .2s,border-color .2s}
.gs:hover{box-shadow:var(--shadow);border-color:rgba(201,153,58,.45)}
.gs h3{font-size:14.5px;font-weight:600;color:var(--navy);line-height:1.35}
.gs .gs-foot{display:flex;justify-content:space-between;align-items:center;margin-top:auto;font-size:13px}
.gs .gs-foot b{color:var(--navy);font-weight:600}
.gs .gs-foot span{font-size:11px;letter-spacing:1.2px;text-transform:uppercase;color:var(--gold);font-weight:700}

/* HOW IT WORKS */
.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--border);margin-top:3rem;border:1px solid var(--border)}
.how{background:#fff;padding:2.2rem 2rem}
.how h3{font-family:"Cormorant Garamond",serif;font-size:25px;font-weight:500;color:var(--navy);margin-bottom:.4rem}
.how .for{font-size:11px;letter-spacing:1.8px;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:1rem}
.how ol{list-style:none;counter-reset:s;display:flex;flex-direction:column;gap:.55rem}
.how li{counter-increment:s;font-size:13.5px;color:var(--muted);padding-left:28px;position:relative;line-height:1.55}
.how li::before{content:counter(s);position:absolute;left:0;top:1px;width:19px;height:19px;border-radius:50%;border:1px solid rgba(201,153,58,.6);font-size:10.5px;color:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:600}
.pay-band{margin-top:2.25rem;display:grid;grid-template-columns:1.2fr 1fr;gap:2.5rem;align-items:start}
.pay-band h4{font-size:10px;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:.6rem}
.pay-band p{font-size:14px;color:var(--muted);line-height:1.75}
.pay-band p strong{color:var(--navy)}
.disclaimer{font-size:12.5px;color:var(--muted);line-height:1.75;border-left:2px solid var(--gold);padding:.25rem 0 .25rem 1rem;margin-top:2.25rem;max-width:960px}

/* COMMUNITY (Cornerstone Clay) */
.cc{background:var(--navy);color:#fff;padding:0}
.cc-grid{display:grid;grid-template-columns:1fr 1fr;min-height:560px}
.cc .media{min-height:340px}
.cc-body{padding:5.5rem 5rem 5rem 4.5rem;display:flex;flex-direction:column;justify-content:center}
.cc-body h2{font-family:"Cormorant Garamond",serif;font-weight:300;font-size:clamp(34px,3.8vw,50px);line-height:1.1;margin-bottom:1.25rem}
.cc-body h2 em{font-style:normal;color:var(--gold)}
.cc-body p{font-size:15px;color:rgba(255,255,255,.68);line-height:1.85;margin-bottom:1rem}
.cc-sep{font-size:12.5px!important;color:rgba(255,255,255,.5)!important;border-top:1px solid rgba(255,255,255,.1);padding-top:1.1rem;margin-top:.75rem}
.cc-actions{display:flex;gap:.9rem;flex-wrap:wrap;margin-top:1.25rem}

/* FINAL CTA */
.final{background:var(--cream);text-align:center}
.final .phero-actions{justify-content:center}

/* DETAIL PAGE */
.dhero{background:var(--navy);color:#fff;padding:112px 0 0}
.dhero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:3.5rem;align-items:end}
.crumbs{font-size:12px;color:rgba(255,255,255,.5);margin-bottom:1.5rem}
.crumbs a{color:rgba(255,255,255,.6);text-decoration:none}
.crumbs a:hover{color:var(--gold)}
.dhero h1{font-family:"Cormorant Garamond",serif;font-weight:300;font-size:clamp(36px,4.4vw,56px);line-height:1.08;margin-bottom:1rem}
.dhero .benefit{font-size:17px;color:rgba(255,255,255,.72);line-height:1.75;max-width:640px}
.dhero-copy{padding-bottom:3.5rem}
.dhero .media{aspect-ratio:4/3;border-radius:4px 4px 0 0}
.dhero .badge{background:rgba(201,153,58,.14);color:var(--gold-light);border-color:rgba(201,153,58,.35);margin-bottom:1.25rem}
.detail{padding:72px 0 96px}
.detail-grid{display:grid;grid-template-columns:1fr 360px;gap:4rem;align-items:start}
.dsec{padding:2rem 0;border-bottom:1px solid var(--border)}
.dsec:first-child{padding-top:0}
.dsec h2{font-size:11px;letter-spacing:2.6px;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:1rem}
.dsec p{font-size:15px;color:var(--muted);line-height:1.85}
.checks{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:.55rem 2rem}
.checks.one{grid-template-columns:1fr}
.checks li{font-size:14.5px;color:var(--text);padding-left:26px;position:relative;line-height:1.6}
.checks li::before{content:"";position:absolute;left:0;top:.42em;width:14px;height:14px;border-radius:50%;background:rgba(201,153,58,.15);box-shadow:inset 0 0 0 1px rgba(201,153,58,.6)}
.checks li::after{content:"";position:absolute;left:4.5px;top:calc(.42em + 3.5px);width:5px;height:3px;border-left:1.5px solid var(--navy);border-bottom:1.5px solid var(--navy);transform:rotate(-45deg)}
.xlist li::before{background:transparent;box-shadow:inset 0 0 0 1px rgba(11,31,58,.25)}
.xlist li::after{display:none}
.note{background:var(--cream);border-left:2px solid var(--gold);padding:1rem 1.2rem;font-size:13.5px;color:var(--muted);line-height:1.7;margin-top:1rem}
.aside{position:sticky;top:96px;border:1px solid var(--border);border-radius:4px;background:#fff;box-shadow:var(--shadow);overflow:hidden}
.aside-top{padding:1.75rem 1.75rem 1.5rem;border-top:3px solid var(--gold)}
.aside .small{font-size:10px;letter-spacing:2.4px;text-transform:uppercase;color:var(--muted);font-weight:600}
.aside .inv{font-family:"Cormorant Garamond",serif;font-size:34px;color:var(--navy);line-height:1.15;margin:.25rem 0 .4rem}
.aside .hr{font-size:13px;color:var(--muted);line-height:1.6}
.aside .tl{display:flex;justify-content:space-between;gap:1rem;font-size:13px;padding:.85rem 0;border-top:1px solid var(--border);margin-top:1rem;color:var(--muted)}
.aside .tl b{color:var(--navy);font-weight:600;text-align:right}
.aside .btn{width:100%;margin-top:.6rem}
.aside .tert{display:block;text-align:center;margin-top:1rem}
.aside-assist{background:var(--cream);padding:1.25rem 1.75rem;border-top:1px solid var(--border)}
.aside-assist .badge{margin-bottom:.6rem}
.aside-assist p{font-size:12.5px;color:var(--muted);line-height:1.65;margin-bottom:.6rem}
.aside-gov{padding:1rem 1.75rem 1.4rem;font-size:12px;color:var(--muted);border-top:1px solid var(--border)}
.related{background:var(--cream)}

/* FORMS */
.form-shell{display:grid;grid-template-columns:1fr 340px;gap:3.5rem;align-items:start}
.panel{background:#fff;border:1px solid var(--border);border-radius:4px;padding:2.25rem;box-shadow:var(--shadow)}
.fieldset{border:0;padding:0;margin:0 0 1.75rem}
.fieldset legend{font-size:10.5px;letter-spacing:2.4px;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:1rem;padding:0}
.row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.fg{margin-bottom:1rem}
.fg label,.fg .lab{display:block;font-size:12.5px;font-weight:600;color:var(--navy);margin-bottom:6px}
.fg .hint{font-weight:400;color:var(--muted)}
.fg input,.fg select,.fg textarea{width:100%;background:#fff;border:1px solid rgba(11,31,58,.18);color:var(--text);padding:11px 13px;font-family:"DM Sans",sans-serif;font-size:14px;border-radius:3px;transition:border-color .2s}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(201,153,58,.15)}
.fg textarea{min-height:96px;resize:vertical}
.opts{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}
.opts label{display:flex;gap:7px;align-items:center;font-size:13.5px;font-weight:400;color:var(--text);margin:0;cursor:pointer}
.opts input{width:auto}
.ack{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);line-height:1.6;background:var(--cream);padding:1rem;border-radius:3px;margin:1.25rem 0}
.ack input{margin-top:4px;flex-shrink:0}
.form-status{font-size:13px;margin-top:.85rem;min-height:1em;color:var(--muted)}
.form-status.err{color:#B03A2E}
.tabs{display:flex;gap:0;border-bottom:1px solid var(--border);margin-bottom:2rem}
.tab{background:none;border:0;border-bottom:2px solid transparent;padding:.9rem 1.25rem;font-family:"DM Sans",sans-serif;font-size:14px;font-weight:600;color:var(--muted);cursor:pointer;margin-bottom:-1px}
.tab[aria-selected="true"]{color:var(--navy);border-bottom-color:var(--gold)}
.side-card{border:1px solid var(--border);border-radius:4px;padding:1.6rem;background:var(--cream)}
.side-card h3{font-family:"Cormorant Garamond",serif;font-size:22px;font-weight:500;color:var(--navy);margin-bottom:.6rem}
.side-card p,.side-card li{font-size:13.5px;color:var(--muted);line-height:1.7}
.side-card ul{list-style:none;margin-top:.5rem}
.side-card li{padding:.35rem 0;border-top:1px solid var(--border)}
.side-card li:first-child{border-top:0}

/* BOOKING STEPPER */
.steps{display:flex;gap:0;margin-bottom:2.25rem;counter-reset:st;border:1px solid var(--border);border-radius:4px;overflow:hidden;background:#fff}
.steps li{list-style:none;flex:1;counter-increment:st;font-size:12px;color:var(--muted);padding:.85rem .9rem;border-left:1px solid var(--border);display:flex;gap:8px;align-items:center;font-weight:600}
.steps li:first-child{border-left:0}
.steps li::before{content:counter(st);width:22px;height:22px;border-radius:50%;border:1px solid rgba(11,31,58,.2);display:flex;align-items:center;justify-content:center;font-size:11px;flex-shrink:0}
.steps li.on{color:var(--navy);background:var(--cream)}
.steps li.on::before{background:var(--navy);color:#fff;border-color:var(--navy)}
.steps li.done::before{content:"✓";background:var(--gold);border-color:var(--gold);color:var(--navy)}
.step-pane[hidden]{display:none}
.scope-box{border:1px solid var(--border);border-radius:4px;padding:1.5rem;margin-bottom:1.5rem}
.scope-box h3{font-family:"Cormorant Garamond",serif;font-size:26px;font-weight:500;color:var(--navy)}
.pay-note{font-size:12.5px;color:var(--muted);margin-top:.85rem;display:flex;gap:8px;align-items:center}

/* FOOTER */
footer{background:#081629;color:rgba(255,255,255,.5);padding:3rem 0;font-size:12.5px}
footer .wrap{display:flex;justify-content:space-between;gap:2rem;align-items:flex-start;flex-wrap:wrap}
.footer-brand{font-family:"Cormorant Garamond",serif;font-size:18px;color:#fff}
.footer-sub{font-size:9px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-top:3px}
footer a{color:var(--gold-light);text-decoration:none}
footer a:hover{text-decoration:underline}
.footer-links{display:flex;gap:1.25rem;flex-wrap:wrap;margin-top:.75rem}
.footer-right{text-align:right;line-height:1.8}

/* RESPONSIVE */
@media(max-width:1100px){.svc-grid,.feat-grid,.cat-grid{grid-template-columns:1fr 1fr}.gs-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:960px){
  nav{padding:0 1.5rem}
  .nav-toggle{display:flex}
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);flex-direction:column;gap:0;padding:.25rem 1.5rem 1.25rem;border-top:1px solid rgba(255,255,255,.08);box-shadow:0 18px 34px rgba(0,0,0,.28);align-items:stretch}
  .nav-links.open{display:flex}
  .nav-links a{padding:.9rem 0;font-size:15px;border-bottom:1px solid rgba(255,255,255,.07)}
  .nav-links a:last-child{border-bottom:none;text-align:center;margin-top:.75rem}
  .wrap{padding:0 1.25rem}
  section{padding:64px 0}
  .phero{padding:112px 0 56px}
  .trust span{border-left:0;padding:0 1rem 0 0;font-size:10.5px}
  .cat-grid,.feat-grid,.svc-grid,.how-grid,.pay-band,.detail-grid,.form-shell,.dhero-grid,.cc-grid,.cat-banner{grid-template-columns:1fr}
  .gs-grid{grid-template-columns:1fr 1fr}
  .cat-tile .media,.cat-banner .media{display:none}
  .cat-tile-body{padding:1.2rem 1.3rem}
  .cat-grid{gap:.75rem}
  .feat .media{aspect-ratio:21/9}
  .cat-banner-body{padding:1.75rem 1.5rem}
  .cat-sec{padding:56px 0 8px}
  .cc-body{padding:3rem 1.25rem}
  .cc .media{min-height:200px}
  .dhero{padding-top:96px}
  .dhero .media{display:none}
  .dhero-copy{padding-bottom:2.5rem}
  .checks{grid-template-columns:1fr}
  .aside{position:static}
  .row{grid-template-columns:1fr}
  .panel{padding:1.4rem}
  .steps li{font-size:0;padding:.75rem;justify-content:center}
  .steps li.on{font-size:12px;flex:3}
  .gov-strip span{border-left:0;padding:.15rem .75rem}
  .footer-right{text-align:left}
}
@media(max-width:520px){.gs-grid{grid-template-columns:1fr}.card-actions{flex-direction:column}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* POLICIES + CHECKOUT ACCEPTANCE */
.terms-box{margin:1rem 0 0}
.terms-sum{font-size:13.5px;color:var(--muted);line-height:1.7;margin-bottom:1rem;background:var(--cream);border-left:2px solid var(--gold);padding:.9rem 1rem}
.terms-sum strong{color:var(--navy)}
.ack a{color:var(--navy);font-weight:600}
#bkPay[aria-disabled="true"],#payGeneral[aria-disabled="true"]{opacity:.55}
.policy p{font-size:15px;color:var(--muted);line-height:1.85}
.policy a{color:var(--navy)}
.toc{list-style:none;margin:.75rem 0 0;display:flex;flex-direction:column;gap:.4rem}
.toc a{font-size:13px;color:var(--muted);text-decoration:none}
.toc a:hover{color:var(--navy)}

/* SITE FOOTER */
/* PROCUREMENT */
.pc-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem;margin-top:2.5rem}
.pc-cat{background:#fff;border:1px solid var(--border);border-radius:4px;padding:1.3rem 1.2rem;display:flex;flex-direction:column;gap:.85rem;font-size:14px;font-weight:600;color:var(--navy);line-height:1.4}
.proc-band{background:var(--navy);color:#fff;padding:80px 0}
.proc-band-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:3rem;align-items:center}
.proc-band p{color:rgba(255,255,255,.66);font-size:15px;line-height:1.85;max-width:720px}
.proc-band-cta{display:flex;gap:.9rem;flex-wrap:wrap;justify-content:flex-end}
@media(max-width:1100px){.pc-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:960px){.pc-grid{grid-template-columns:1fr 1fr}.proc-band-grid{grid-template-columns:1fr;gap:1.5rem}.proc-band-cta{justify-content:flex-start}.proc-band{padding:56px 0}.tabs{overflow-x:auto}.tab{white-space:nowrap;padding:.9rem .9rem}}

.form-shell>*,.detail-grid>*{min-width:0}
.tabs{overflow-x:auto;scrollbar-width:none}

.kag-footer{display:block;border-top:1px solid rgba(201,153,58,.15);background:#081629;color:rgba(255,255,255,.62);padding:4.5rem 0 2.25rem;font-family:"DM Sans",sans-serif;font-size:13.5px;line-height:1.7;text-align:left}
.kf-wrap{max-width:1240px;margin:0 auto;padding:0 5rem}
.kf-grid{display:grid;grid-template-columns:1.5fr 1fr 1.15fr 1.45fr 1.25fr;gap:2.25rem}
.kf-name{font-family:"Cormorant Garamond",serif;font-size:22px;color:#fff;margin-bottom:.75rem;line-height:1.2}
.kf-brand p{font-size:13px;color:rgba(255,255,255,.55);max-width:340px}
.kf-col h4{font-size:10px;letter-spacing:2.6px;text-transform:uppercase;color:#C9993A;font-weight:600;margin:0 0 1rem}
.kf-col a{display:block;color:rgba(255,255,255,.72);text-decoration:none;padding:.22rem 0;font-size:13.5px;overflow-wrap:break-word}
.kf-col a:hover{color:#E8C06A}
.kf-bottom{margin-top:3.25rem;padding-top:1.75rem;border-top:1px solid rgba(255,255,255,.09)}
.kf-bottom p{font-size:12px;color:rgba(255,255,255,.45);line-height:1.7;margin:0 0 .5rem;max-width:1000px}
.kf-bottom .kf-copy{color:rgba(255,255,255,.7);margin-bottom:.75rem}
@media(max-width:1100px){.kf-grid{grid-template-columns:1fr 1fr 1fr}.kf-brand{grid-column:1/-1}}
@media(max-width:640px){.kf-wrap{padding:0 1.25rem}.kf-grid{grid-template-columns:1fr 1fr;gap:2rem 1.5rem}.kag-footer{padding-top:3.25rem}}